Payments Terms of Service

Last Updated: 12/12/2022

These Payments Terms of Service for Users (“Payments Terms”) are a binding legal agreement between you and Star Macs Payments that govern the Payment Services (defined below) conducted through or in connection with the Star Macs Platform. When these Payments Terms mention “Star Macs Payments,” “we,” “us,” or “our,” it refers to the Star Macs Sdn Bhd company you are contracting with for Payment Services.

Star Macs Payments provides payments services to Members publishing, offering and booking Machineries or other Supplier Services via the Star Macs Platform. These payment services may include (if available) the following (collectively, “Payment Services”):

Collecting payments from Customers (“Payin”), by charging the payment method associated with their Star Macs account, such as credit card, debit card, bank account or FPX Online Banking (“Payment Method”);
Effecting payments to Suppliers (“Payout”) to a financial instrument associated with their Star Macs account, such as a bank account (“Payout Method”);
Effecting payments to a third-party Payout Method designated by a Supplier;
Payment collection services; and
Other payment related services in connection with Supplier Services.

In order to use the Payment Services, you must be at least 18 years old, must have an Star Macs account in good standing in accordance with the Star Macs Terms of Service (“Terms”), and must keep your payment and personal information accurate and complete.

Payment Services will be provided by the contracting entity Star Macs Sdn Bhd

Your use of the Payment Services
Customer Terms
Supplier Terms
Appointment of Star Macs Payments as Limited Payment Collection Agent
General Terms
Damage Claims and Damage Amounts
Prohibited Activities
Force Majeure
Disclaimers
Liability
Indemnification
Modification, Term, Termination, and other Measures
Additional Clauses for Users that are Businesses

1. Your use of the Payment Services

1.1 Star Macs Payment Services. By using the Payments Services, you agree to comply with these Payments Terms. Star Macs Payments may temporarily limit or suspend your access to or use of the Payment Services, or its features, to carry out maintenance measures that ensure the proper functioning of the Payment Services. Star Macs Payments may improve, enhance and modify the Payment Services and introduce new Payment Services from time to time. Star Macs Payments will provide notice to Members of any changes to the Payment Services, unless such changes do not materially increase the Members’ contractual obligations or decrease the Members’ rights under these Payments Terms.

1.2 Third Party Services. The Payment Services may contain links to third-party websites or resources (“Third-Party Services”). Such Third-Party Services are subject to different terms of service and privacy policies, and Members should review them. Star Macs Payments is not responsible or liable for the use of such Third-Party Services. Links to any Third-Party Services are not an endorsement by Star Macs Payments of those Third-Party Services.

1.3 Your Star Macs Account. Star Macs Payments may enable features that allow you to authorize other Members or third parties to take certain actions that affect your Star Macs account. You may authorize a third party to use your Star Macs account if the feature is enabled for your Star Macs account. You acknowledge and agree that anyone you authorize to use your Star Macs account may use the Payment Services on your behalf and that you will be responsible for any payments made by such person.

1.4 Verification. You authorize Star Macs Payments, directly or through third parties, to make any inquiries we consider necessary to verify your identity and information you provide. This may include (i) screening you against third-party databases or other sources, (ii) requesting reports from service providers, (iii) asking you to provide a form of government identification (e.g., driver’s license or passport), your date of birth, your address, and other information; or (iv) requiring you to take steps to confirm ownership of your email address, Payment Method(s) or Payout Method(s). Star Macs Payments reserves the right to terminate, suspend, or limit access to the Payment Services in the event we are unable to obtain or verify any of this information.

2. Customer Terms

2.1 Adding a Payment Method. When you add a Payment Method to your Star Macs account, you will be asked to provide billing information such as name, billing address, and financial instrument information either to Star Macs Payments or its third-party payment processor(s). You authorize Star Macs Payments and its payment service providers to collect and store your Payment Method information.

2.2 Payment Method Verification. When you add or use a new Payment Method, Star Macs Payments may verify the Payment Method by (i) authorizing your Payment Method for one or two nominal amounts via a payment service provider, and asking you to confirm those amounts, or (ii) requiring you to upload a billing statement. We may, and retain the right to, initiate refunds of these amounts from your Payment Method. When you add a Payment Method during checkout, we will automatically save and add that Payment Method to your Star Macs account so it can be used for a future transaction. You can remove the Payment Method from your Star Macs account as long as it is not associated with an active or future reservation.

2.3 Payment Authorization. You allow Star Macs Payments to charge your Payment Method (including charging more than one payment method), either directly or indirectly, for all fees due (including any applicable taxes) in connection with your Star Macs account, including Damage Claim amounts in accordance with the Terms and with Section 6.

2.4 Update of Payment Method. If your Payment Method’s account information changes (e.g., account number, expiration date) as a result of re-issuance or otherwise, you may acquire that information update your Payment Method.

2.5 Timing of Payment. Star Macs Payments normally charges the Total Price due after the Supplier accepts your booking request. Star Macs Payments may offer alternative options for the timing and manner of payment. Any additional fees for using those alternative payment options will be displayed via the Star Macs Platform and included in the Total Price, and you agree to pay such fees by selecting the payment option. Additional terms and conditions may apply for the use of an alternative payment option. If Star Macs Payments is unable to collect the Total Price due, as scheduled, Star Macs Payments will collect the Total Price due at a later point in accordance with Section 5.3. Once the payment for your requested booking is successfully completed, you will receive a confirmation email.

2.6 Currency. Currently the transaction and order proceed will be only in Malaysia.

2.7 Booking Request Status. If a requested booking is declined because it is not accepted by the Supplier, you cancel the booking request before it is accepted by the Supplier, or Star Macs cancels the booking, any amounts collected by Star Macs Payments and due to you pursuant to the policies described in Section 5.5, will be refunded to you, and any pre-authorization of your Payment Method will be released (if applicable) in accordance with Section 5.5.2

2.8 Payment Restrictions. Star Macs Payments reserves the right to decline or limit payments that we believe (i) may violate Star Macs Payments’ risk management policies or procedures, (ii) may violate these Payments Terms or the Terms, (iii) are unauthorized, fraudulent or illegal; or (iv) expose you, Star Macs, Star Macs Payments, or others to risks unacceptable to Star Macs Payments.

2.9 Payment Service Providers. Payment Methods may involve the use of third-party payment service providers. These payment service providers may charge you additional fees when processing payments in connection with the Payment Services, and Star Macs Payments is not responsible for any such fees and disclaims all liability in this regard. Your Payment Method may also be subject to additional terms of use. Please review them before using your Payment Method.

2.10 Your Payment Method, Your Responsibility. Star Macs Payments is not responsible for any loss suffered by you as a result of incorrect Payment Method information provided by you.

2.11 Different Ways to Pay

2.11.1 Payment Plan

2.11.1.1 Star Macs Payments may make available to Customers the option to pay a portion of the booking’s Total Price at the time of booking and pay the remainder of the Total Price at a later time prior to start work (“Payment Plan”). Availability of this option may depend on the Listing and/or Payment Method.

2.11.1.2 If you choose a Payment Plan, the Star Macs Platform will notify you during check out of the amount and schedule of each payment due. On the following payments due date, Star Macs Payments will automatically charge the original Payment Method you used to make the booking.

2.11.1.3 If you make a modification to a booking made with a Payment Plan, Star Macs Payments will notify you of the revised payment schedule, as applicable. If the modification increases your Total Price, you may be required to make an additional partial payment of the new Total Price at the time of the modification.

2.11.1.4 You agree that by selecting a Payment Plan, you may not be able to pay for the booking with a different Payment Method or pursuant to a different payment schedule.

2.11.1.5 If Star Macs Payments is unable to collect your payment, Star Macs Payments will notify you of such declined payment, and require you to complete the payment using an alternative Payment Method within 72 hours of the notice. If you fail to complete the payment, you authorize Star Macs to cancel the booking on your behalf. If the booking is canceled, you will be refunded based on the Supplier’s cancellation policy. You acknowledge that you may incur fees for cancellations pursuant to the Supplier’s cancellation policy.

2.11.2 Recurring Payments

2.11.2.1 For certain bookings (such as for Machinery Rental bookings of twenty-eight (26) days or more), Star Macs Payments may require a Customer to make recurring, incremental payments toward the Total Price owed (“Recurring Payments”). More information on Recurring Payments (including the amount and the frequency of payments) will be made available via the Star Macs Platform if applicable to a booking.

2.11.2.2 If Recurring Payments apply to a confirmed booking, then the Customer authorizes Star Macs Payments to collect the Total Price due.

2.11.2.3 Customers may stop a Recurring Payment by notifying Star Macs Payments orally or in writing at least three (3) business days before the scheduled date of the payment. Star Macs Payments may require you to give written confirmation of a stop-payment order within fourteen (14) days of an oral notification. If you fail to provide written confirmation within those fourteen (14) days, Star Macs Payments is not obligated to honor your request to stop any future Recurring Payments. If you have any questions regarding your Recurring Payments, please contact Star Macs Payments.

3. Supplier Terms

3.1 Payment Collection. Star Macs Payments generally collects the Total Price of a booking at the time the Customer’s booking request is accepted by the Supplier, unless noted otherwise.

3.2 Valid Payout Method. In order to receive a Payout you must have a valid Payout Method linked to your Star Macs account. When you add a Payout Method to your Star Macs account, you will be asked to provide information such as name, government identification, tax ID, billing address, and financial instrument information either to Star Macs Payments or its third-party payment processor(s). Depending on the Payout Method selected additional information may be required, such as: residential address, name on the account, account type, account number, email address, identification number and account information associated with a particular payment processor. Providing requested information is required for a Payout Method to be valid. The information Star Macs Payments requires for a valid Payout Method may change, and Star Macs Payments may request additional information at any time; failing to provide requested information may result in Star Macs Payments temporarily placing a hold, suspending, or canceling any Payout until the information is provided and, if necessary, validated. You authorize Star Macs Payments to collect and store your Payout Method information. Star Macs Payments may also share your information with governmental authorities as required by applicable law.

3.3 Timing of Payout

3.3.1 Subject to and conditional upon successful receipt of the payments from Customer, Star Macs Payments will generally initiate Payouts to your selected Payout Method: (i) for Machinery Rentals, 72 hours after the Customer’s scheduled start work time (or 72 hours after 3:00 pm local time if the start work time is flexible or not specified); and (ii) for all other Supplier Services, at the time specified via the Star Macs Platform. For Machinery Rental bookings of twenty-six (26) days or more, Star Macs Payments will generally initiate the first payout 72 hours after the Customer’s scheduled start work time, and will initiate future payouts every 30 days after the initial payout, for the duration of the reservation.

3.3.2 Star Macs Payments may offer you a different Payout time or trigger for payment, which may be subject to additional terms and conditions. For example, certain Suppliers will receive Payouts 72 hours after the Customer’s scheduled finish work time or 7 days after the Customer’s scheduled start work time, whichever is earlier. The time it takes to receive Payouts once released by Star Macs Payments may depend upon the Payout Method you select.

3.4 Payout. Your Payout for a booking will be the Total Price less applicable fees like Star Macs service fees and applicable taxes. In the event of cancellation of a confirmed booking, Star Macs Payments will remit the amount you are due (if any) as provided in the Terms and applicable cancellation policy.

3.5 Payout Restrictions. Star Macs Payments may temporarily place a hold, suspend, or cancel any Payout for purposes of preventing unlawful activity or fraud, risk assessment, security, or completing an investigation; or if we are unable to verify your identity, or to obtain or verify requested information. Furthermore, Airbnb Payments may temporarily place a hold on, suspend, or delay initiating or processing any Payout due to you under the Terms as a result of high volume Booking cancellations or modifications arising from a Force Majeure Event (as defined below).

3.6 Currency Conversion. Currently Star Macs business and order process is only in Malaysia. Star Macs will update further terms related to currency in the future.

3.7 Limits on Payouts. For compliance or operational reasons, Star Macs Payments may limit the amount of a Payout. If you are due an amount above that limit, Star Macs Payments may make a series of Payouts (potentially over multiple days) in order to provide your full Payout amount.

3.8 Payment Service Providers. Payout Methods may involve the use of third-party payment service providers. These payment service providers may charge you additional fees when processing Payouts in connection with the Payment Services (including deducting charges from the Payout amount), and Star Macs Payments is not responsible for any such fees and disclaims all liability in this regard. Your Payout Method may also be subject to additional terms of use. Please review them before using your Payout Method.

3.9 Your Payout Method, Your Responsibility. Star Macs Payments is not responsible for any loss suffered by you as a result of incorrect Payout Method information provided by you.

4. Appointment of Star Macs Payments as Limited Payment Collection Agent

4.1 Each Supplier, including each Supplier Team member, hereby appoints Star Macs Payments as the Supplier’s payment collection agent solely for the limited purpose of accepting and processing funds from Customers purchasing Supplier Services on the Supplier’s behalf.

4.2 Each Supplier, including each Supplier Team member, agrees that payment made by a Customer through Star Macs Payments, shall be considered the same as a payment made directly to the Supplier, and the Supplier will provide the Supplier Service booked by the Customer in the agreed-upon manner as if the Supplier has received the payment directly from the Customer. Each Supplier agrees that Star Macs Payments may refund the Customer in accordance with the Terms. Each Supplier understands that Star Macs Payments’ obligation to pay the Supplier is subject to and conditional upon successful receipt of the associated payments from Customer. Star Macs Payments guarantees payments to Supplier(s) only for such amounts that have been successfully received by Star Macs Payments from Customers in accordance with these Payments Terms. In accepting appointment as the limited payment collection agent of the Supplier, Star Macs Payments assumes no liability for any acts or omissions of the Supplier.

4.3 Each Customer acknowledges and agrees that, notwithstanding the fact that Star Macs Payments is not a party to the agreement between you and the Supplier(s), including each Supplier Team member, Star Macs Payments acts as each Supplier’s payment collection agent for the limited purpose of accepting payments from you on behalf of the Supplier(s). Upon a Customer’s payment of the funds to Star Macs Payments, the Customer’s payment obligation to the Supplier(s) for the agreed upon amount is extinguished, and Star Macs Payments is responsible for remitting the funds successfully received by Star Macs Payments to the Supplier(s) in the manner described in these Payments Terms. In the event that Star Macs Payments does not remit any such amounts, the Supplier(s) will have recourse only against Star Macs Payments and not the customer directly.

5. General Terms

5.1 Fees. Star Macs Payments may charge fees for use of certain Payment Services and any applicable fees will be disclosed to you in the Terms or via the Star Macs Platform.

5.2 Payment Authorizations. You authorize Star Macs Payments to collect from you amounts due pursuant to these Payment Terms and/or the Terms by either (i) charging the Payment Method associated with the relevant booking, or any other Payment Method on file that you authorize in your Star Macs account (unless you have previously removed the authorization to charge such Payment Method(s)), or (ii) by withholding the amount from your future Payout. Specifically, you authorize Star Macs Payments to collect from you:

Any amount due to Star Macs or Star Macs Payments (e.g., as a result of your bookings, Booking Modifications, cancellations, or other actions as a Customer, Supplier or user of the Star Macs Platform), including reimbursement for costs prepaid by Star Macs or Star Macs Payments on your behalf. Any funds collected by Star Macs Payments will set off the amount owed by you to Star Macs or Star Macs Payments and extinguish your obligation to Star Macs or Star Macs Payments.
Any amount due to a Supplier from a Customer which Star Macs collects as the Supplier’s payment collection agent as further set out in Section 4 above.
Taxes, where applicable and as set out in the Terms.
Any Damage Claim amounts owed to Star Macs or Star Macs Payments in accordance with the Terms and Section 6.
Overuse penalties payable under the Terms, including any cost and expenses incurred in collecting the overuse penalty.
Any service fees or cancellation fees imposed pursuant to the Terms (e.g., if, as a Supplier, you cancel a confirmed booking).
Any amounts already paid to you as a Supplier despite a Customer cancelling a confirmed booking or Star Macs deciding that it is necessary to cancel a booking in accordance with the Terms, Customer Refund Policy, Extenuating Circumstances Policy, or other applicable cancellation policy. You agree that in the event you have already been paid, Star Macs Payments will be entitled to recover the amount of any such customer refund from you, including by subtracting such refund amount out from any future Payouts due to you.

If you owe an amount at any time after a booking, such as with Payment Plan or Recurring Payment charges, Booking Modifications, resolution center payments, or Damage Claims (“Additional Amounts”), you authorize Star Macs Payments to collect payments for such Additional Amounts by charging your Payment Method associated with the relevant booking without any further action on your part. Star Macs Payments will notify you in writing before any Additional Amounts are charged.

If your Payment Method associated with the relevant booking is determined to be expired, invalid or otherwise not able to be charged for any reason (such as insufficient funds), you remain responsible for any uncollected amounts and Star Macs Payments may charge the Payment Method related to your booking again or use any other Payment Method on file associated with your Star Macs account, if available, to collect such Additional Amounts. Any amount not collected for any reason will be subject to any remedies that may be available, including, but not limited to, referral to a collections agency, or pursuit of available causes of action or claims against you.

If Star Macs has reason to believe that you as a Supplier participated in fraudulent activity, such as an overpayment scam, booking fraud or other fraud, and Star Macs Payments released the payout for such stay, Star Macs Payments may recoup from you such amount by reducing, setting off or debiting the amount from any future Payouts owed to you.

In addition to any amount due as outlined above, if there are delinquent amounts or chargebacks associated with your Payment Method, you may be charged fees that are incidental to Star Macs Payments collection of these delinquent amounts and chargebacks. Such fees or charges may include collection fees, convenience fees or other third-party charges.

5.3 Collections

5.3.1 If Star Macs Payments is unable to collect any amounts you owe under the Terms and these Payments Terms, Star Macs Payments may engage in collection efforts to recover such amounts from you.

5.3.2 Star Macs Payments will deem any owed amounts overdue when: (a) for authorized charges, one hundred and twenty (120) days have elapsed after Star Macs Payments first attempts to charge your Payment Method or the associated services have been provided, whichever is later; and (b) for withholdings from a Supplier’s future Payouts, two hundred and seventy (270) days have elapsed after the adjustment is made to the Supplier’s Star Macs account or the associated services have been provided, whichever is later.

5.3.3 Star Macs Payments will deem any overdue amounts not collected to be in default when three hundred and sixty five (365) days have elapsed: (a) for authorized charges, after Star Macs Payments first attempts to charge your Payment Method or the associated services have been provided, whichever is later; and (b) for withholdings from a Supplier’s future Payouts, after the adjustment is made to the Supplier’s Star Macs account or the associated services have been provided, whichever is later.

5.3.4 You hereby explicitly agree that all communications in relation to amounts owed will be made by electronic mail or by phone, as provided to Star Macs and/or Star Macs Payments by you. Such communications may be made by Star Macs Payments on behalf, including but not limited to a third-party collection agent.

5.4 Payment Processing Errors

5.4.1 Star Macs Payments will take the necessary steps to rectify any payment processing errors that we become aware of. These steps may include crediting or debiting (as appropriate) the original Payout Method or Payment Method used or selected by you, so that you end up receiving or paying the correct amount. This may be performed by Star Macs Payments or a third party such as your financial institution. We may also take steps to recover funds sent to you in error (including but not limited to an event of duplicate payments made to you due to a processing error), by reducing, setting off and/or debiting the amount of such funds from any future Payouts owed to you.

5.4.2 To the extent you receive any funds in error, you agree to immediately return such funds to Star Macs Payments.

5.5 Refunds

5.5.1 Any refunds or credits due to a Member pursuant to the Terms, Extenuating Circumstances Policy and Customer Refund Policy will be initiated and remitted by Star Macs Payments in accordance with these Payments Terms.

5.5.2 Subject to this Section 5.5.2, Star Macs Payments will initiate the refund process immediately. In certain instances, the refund process may include the option to receive credit in lieu of a cash refund; if this option is made available to you, the timing of your refund will be communicated via the Star Macs Platform. The time it takes to receive any cash refund or for any pre-authorization of your Payment Method to be released will vary based on the Payment Method and any applicable payment system (e.g., Visa, Mastercard, etc.) rules. In the event of a Force Majeure Event that may affect the processing and settlement of refunds, Star Macs Payments will initiate and process the refund as soon as is practicable.

6. Damage Claims and Damage Amounts

6.1 If Star Macs determines that you are responsible for Damage Claim amounts, pursuant to the Terms, you authorize Star Macs via Star Macs Payments to charge the Payment Method used to make the booking in order to collect Damage Claim amounts, up to a maximum amount as set by Star Macs. If Star Macs via Star Macs Payments is unable to collect from the Payment Method used to make the booking, you agree that Star Macs via Star Macs Payments may charge any other Payment Method on file in your Star Macs account at the time of the Damage Claim (unless you have previously removed the authorization to charge such Payment Method(s)).

7. Prohibited Activities

7.1 You are solely responsible for compliance with any and all laws, rules, regulations, and tax obligations that may apply to your use of the Payment Services. In connection with your use of the Payment Services, you may not and you agree that you will not and will not assist or enable others to:

breach or circumvent any applicable laws or regulations;
breach or circumvent any agreements with third parties, third-party rights, or the Terms, Additional Legal Terms, Policies, or Standards;
use the Payment Services for any commercial or other purposes that are not expressly permitted by these Payments Terms;
register or use any Payment Method or Payout Method with your Star Macs account that is not yours or you do not have authorization to use;
avoid, bypass, remove, deactivate, impair, descramble, or otherwise circumvent any technological measure implemented by Star Macs Payments or any of Star Macs Payments’ providers or any other third party to protect the Payment Services;
take any action that damages or adversely affects, or could damage or adversely affect, the performance or proper functioning of the Payment Services;
attempt to decipher, decompile, disassemble, or reverse engineer any of the software used to provide the Payment Services; or
violate or infringe anyone else’s rights or otherwise cause harm to anyone.

8. Force Majeure

Star Macs Payments shall not be liable for any delay or failure to fulfill any obligation under these Payments Terms resulting from causes outside the reasonable control of Star Macs or Star Macs Payments, including, but not limited to, acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, epidemics or disease, strikes or shortages of transportation facilities, fuel, energy, labor or materials (“Force Majeure Event”).

9. Disclaimers

9.1 If you choose to use the Payment Services, you do so voluntarily and at your sole risk. To the maximum extent permitted by law, the Payment Services are provided “as is”, without warranty of any kind, either express or implied.

9.2 Notwithstanding Star Macs Payments’ appointment as the limited payment collection agent of Suppliers pursuant to Section 4, Star Macs Payments explicitly disclaims all liability for any act or omission of any Member or other third party. Star Macs Payments does not have any duties or obligations as agent for each Supplier except to the extent expressly set forth in these Payments Terms, and any additional duties or obligations as may be implied by law are, to the maximum extent permitted by applicable law, expressly excluded.

9.3 If we choose to conduct identity verification on any Member, to the extent permitted by applicable law, we disclaim warranties of any kind, either express or implied, that such checks will identify prior misconduct by a Member or guarantee that a Member will not engage in misconduct in the future.

10. Liability

You acknowledge and agree that, to the maximum extent permitted by law, the entire risk arising out of your access to and use of the Payment Services remains with you. If you permit or authorize another person to use your Star Macs account in any way, you are responsible for the actions taken by that person. Neither Star Macs Payments nor any other party involved in creating, producing, or delivering the Payment Services will be liable for any incidental, special, exemplary, or consequential damages, including lost profits, loss of data or loss of goodwill, service interruption, computer damage or system failure or the cost of substitute products or services, or for any damages for personal or bodily injury or emotional distress arising out of or in connection with (i) these Payments Terms, (ii) from the use of or inability to use the Payment Services, or (iii) from any communications, interactions, or meetings with other Members or other persons with whom you communicate, interact, transact, or meet with as a result of your use of the Payment Services, whether based on warranty, contract, tort (including negligence), product liability, or any other legal theory, and whether or not Star Macs Payments has been informed of the possibility of such damage, even if a limited remedy set forth herein is found to have failed of its essential purpose.

11. Indemnification

To the maximum extent permitted by applicable law, you agree to release, defend (at Star Macs Payments’ option), indemnify, and hold Star Macs Payments and its affiliates and subsidiaries, and their officers, directors, employees, and agents, harmless from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with (i) your breach of these Payments Terms; (ii) your improper use of the Payment Services; (iii) your failure, or our failure at your direction, to accurately report, collect or remit taxes; or (iv) your breach of any laws, regulations, or third-party rights.

12. Modification, Term, Termination, and other Measures

12.1 Modification. Except as otherwise required by applicable law, Star Macs Payments may modify these Payments Terms at any time. If we make material changes to these Payment Terms, we will post the revised Payment Terms on the Star Macs Platform and update the “Last Updated” date at the top of these Payment Terms. If you are affected by the modification, we will also provide you with notice of the modifications at least thirty (30) days before the date they become effective. If you do not terminate your agreement before the date the revised Payment Terms become effective, your continued use of the Payment Services will constitute acceptance of any changes to the revised Payments Terms.

12.2 Term. This agreement between you and Star Macs Payments reflected by these Payment Terms is effective when you create an Star Macs account or use the Payment Services and remains in effect until either you or we terminate this agreement in accordance with Section 12.3.

12.3 Termination. You may terminate this agreement at any time by sending us an email. Terminating this agreement will also serve as notice to cancel your Star Macs account pursuant to the Terms. Without limiting our rights specified below, Star Macs Payments may terminate this agreement for convenience at any time by giving you thirty (30) days’ notice via email to your registered email address. Star Macs Payments may also terminate this agreement immediately without notice if (i) you have materially breached your obligations under this agreement; (ii) you have provided inaccurate, fraudulent, outdated, or incomplete information; (iii) you have violated applicable laws, regulations, or third-party rights; or (iv) Star Macs Payments believes in good faith that such action is reasonably necessary to protect other Members, Star Macs, Star Macs Payments, or third parties.

12.4 Suspension and Other Measures. Star Macs Payments may limit or temporarily or permanently suspend your use of or access to the Payment Services (i) to comply with applicable law, or the order or request of a court, law enforcement, or other administrative agency or governmental body, (ii) if you have breached these Payments Terms, the Terms, applicable laws, regulations or third-party rights, (iii) if you have provided inaccurate, fraudulent, outdated, or incomplete information regarding a Payment Method or Payout Method, (iv) for any amounts you owe under these Payments Term that are overdue or in default, or (v) if Star Macs Payments believes in good faith that such action is reasonably necessary to protect the personal safety or property of Star Macs, its Members, Star Macs Payments, or third parties, or to prevent fraud or other illegal activity. Further, for unsuccessful payment due to card expiration, insufficient funds, or otherwise, we may temporarily suspend your access to the Payment Services until we can charge a valid Payment Method

12.5 Appeal. If Star Macs Payments takes any of the measures described in Section 12.3 and 12.4 you may appeal such a decision by contacting us.

12.6 Effect of Termination. If you cancel your Star Macs account as a Supplier or Star Macs Payments takes any of the measures described above, Star Macs Payments may provide a full refund to any Customers with confirmed booking(s), and you will not be entitled to any compensation for pending or confirmed bookings that were cancelled. If you cancel your Star Macs account as a Customer, Star Macs Payments will initiate a refund for any confirmed booking(s) based on the Listing’s cancellation policy. If your access to or use of the Payment Services has been suspended or limited or this agreement has been terminated by us, you may not register a new Star Macs account or attempt to access and use the Payment Services through an Star Macs account of another Member.

12.7 Survival. Sections 5 through 19 of these Payments Terms shall survive any termination or expiration of this agreement.

13. Additional Clauses for Users that are Businesses

The following paragraphs also apply if you are using the Payment Services as a representative (“Representative”) acting on behalf a business, company or other legal entity (in such event, for purposes of the Payments Terms, “you” and “your” will refer and apply to that business, company or other legal entity).

13.1 You accept the Payment Terms and you will be responsible for any act or omission of employees or third-party agents using the Payment Service on your behalf.

13.2 You and your Representative individually affirm that you are authorized to provide the information described in Section 2.1 and Section 3.2 and your Representative has the authority to bind you to these Payments Terms. We may require you to provide additional information or documentation demonstrating your Representative’s authority.

13.3 You represent and warrant to us that: (i) you are duly organized, validly existing and in good standing under the laws of the country in which your business is registered and that you are registering for receiving the Payment Services; and (ii) you have all requisite right, power, and authority to enter into this agreement, perform your obligations, and grant the rights, licenses, and authorizations in this agreement.

13.4 If you are using your Payment Method for the benefit of your employees or other authorized third-party in connection with Star Macs for Work, as permitted by your account, you authorize Star Macs Payments to charge your Payment Method for bookings requested by employees at your company or other permitted third-party.

13.5 For any Payout Method linked to your Star Macs account, you authorize Star Macs Payments to store the Payout Method, remit payments using the Payout Method for bookings associated with your Star Macs account and take any other action as permitted in the Payments Terms in respect of the Payout Method.

13.6 If you handle, store or otherwise process payment card information on behalf of anyone or any third-party, you agree to comply on an ongoing basis with applicable data privacy and security requirements under the current Payment Card Industry Data Security Standard with regards to the use, access, and storage of such credit card information.

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